Alabama - Birmingham Cathedral

Alabama Life & Disability Insurance Guaranty Association

Helping Alabama policyholders when they need it the most.


Welcome to the Alabama Life & Disability Insurance Guaranty Association ("ALDIGA" or "guaranty association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it assists Alabama policyholders in the event of an insurance company insolvency.


Liquidation Orders Entered for Penn Treaty & American Network Insurance Companies

On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.

Internet Scam Involving Lincoln Memorial Policyholders

Donna Garrett, the Special Deputy Receiver for the Lincoln Memorial and Memorial Service Life Insurance Companies receivership estates, has been notified of an e-mail “scam” targeting Lincoln Memorial and Memorial Service policyholders. In the scam, policyholders receive an e-mail, supposedly from Ms. Garrett, asking the recipients to provide personal bank account information, a copy of the funeral home release, the subrogation and assignment form, and other policy details. The message originates from the e-mail address
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